Discounts, Savings and Offers

Please visit a branch if you are a joint or a business account holder. $0 – unlimited e-banking transfers; BPAY®, Pay Anyone (including OSKO®) and phone banking transfers Robust security features to keep you safe and secure against unauthorised transactions We are not liable in any way when authorisation is declined for any particular transaction except where the authorisation has been declined because of an act or omission on our part. Authorisations may be declined at some merchants (such as gambling merchants or merchants who choose not to accept Mastercard Prepaid cards). By accepting or using Mastercard Digital Gift Card, you agree to these Terms & Conditions.

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If the merchant refunds the transaction, we’ll notify you by letter or email. If this is the case, we’ll notify you by letter or email, stating the temporary credit and timeframe for resolving your enquiry, depending on your payment type (eg. Visa or EFTPOS). While we’re investigating, we may provide you with a temporary credit to ensure you’re not disadvantaged. If you requested a replacement card for one that’s already in your digital wallet, it should update automatically.

Use the Check Spending Power tool in your Online Account or American Express app. All Membership Rewards points earned on these Cards are credited to your Account, so you can watch your points balance grow. Let Travel Concierge arrange incredible travel experiences for you. Whether it’s inspiration on where Platinum gives you access or peace of mind through Platinum Insurance, discover how to get the most out of your Platinum Membership – you’ll find all your benefits here.

⁴ Apply in minutes with our simple application process. Enjoy a secure, smart and streamlined trading experience on our platform and mobile app. Trade from 0.0 points on a Razor account.2 Use this portal to access and manage your land tax information. We have a range of online services so you can self-service.

Find out more about sunsetting of pre-2010 agreements (‘zombie agreements’). The list of terminated agreements (Excel) includes the title, matter number and date it ended. These may be new agreements or variations to existing agreements. Agreements in progress lists all applications that we are considering for approval now. For help to understand your pay and conditions, contact the Fair Work Ombudsman. Use the document search to find agreements.

This applies to the hotel or flight booking amount you pay for excluding any Awards points or travel credits redeemed. This applies to the hotel booking amount you pay for excluding any Awards points or travel credits redeemed. If your StepPay is linked to either of these accounts, you will need to update it to an eligible repayment account via the CommBank app. Fees and charges may apply to your linked CommBank repayment account.

To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. Enjoy complimentary access to the Global Lounge Collection, receive an annual Travel Credit, exclusive fares and more. Enjoy peace of mind with Platinum® Insurance across travel, purchase and refund protection. To help maximise your spending power, make regular transactions and don’t miss any payments. Flexible Spending Power  Approval based on account status at the time of your request. The Check Spending Power tool is available to help give you peace of mind by confirming in advance if a purchase is likely to be approved.

At Summerland Bank, we offer a wide range of innovative personal banking services tailored to your needs. With a basic home loan, no fuss application. The services offered are subject to the Travel Booking terms and conditions. Travel credits are not transferable or exchangeable for cash.

A late fee of $10 may apply if you miss a repayment, but there are caps in place to minimise the amount of additional fees charged. Guest access and fees subject to terms and conditions of participating airport clubs.For the most current Delta Sky Club access and pricing policy, please visit delta.com/skyclubaccess. Additional Gold Cards and Additional Green Cards on your Platinum account are not eligible for complimentary access. Visit the Centurion Lounge Website to learn more about lounge locations and guest access policies applicable to international Centurion Lounge locations. Guest access policies (including, but not limited to, guest fees and number of complimentary guests per visit) applicable to international locations of The Centurion Lounge may vary by location and are subject to change.

Remember, if you have an additional card holder, the transaction may have been made by them. Sometimes, you may not immediately recognise a transaction on your account or card. Lending criteria apply to approval of credit products. For joint accounts, individuals must meet the eligibility criteria for the fee waiver to apply. Other fees and charges may apply. 2Other fees and charges apply.

You can raise a dispute in the ANZ App once a transaction has been processed to your account. If a transaction was unsuccessful, it will not appear in your transaction list. If you think the transaction was unauthorised, temporarily block your card to online casinos help prevent further transactions being made.

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Search by agreement title to find all agreements approved by the Fair Work Commission. Fees and charges apply and may change. This offer is not applicable to the Westpac Choice Concession account.

Rates and fees

• Create online business and participate in eCommerce at a minimal cost
• Excludes ATMs, over the counter at financial institutions and merchants who elect not to accept Mastercard Prepaid™ cards.
• Log in to Internet banking with your CRN and password
• You will be charged the prevailing retail rate for any additional guests.

You also have the ability to pay one or more repayments earlier than scheduled from your linked account. You can turn it on or off at any time, all in the CommBank app. Yes, you can decrease your spend limit in the CommBank app or NetBank. Aside from helping you manage your everyday expenses, StepPay can be a great tool to help pay for your travel costs, whether it’s a weekend getaway or overseas trip. With StepPay it’s easy to make purchases online. Full Terms and Conditions will be included at point of application.

You need to be able to spend on the Card to access the Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. The Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking by selecting the Travel Credit when you checkout. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your personal credit rating, and other factors. You can apply for up to 4 Additional Platinum Cards, at no extra fee. To view the benefits available to an Additional Platinum Card Member and to apply,